Terms and Conditions

1. The service

PeakLend lets registered, identity-verified investors lend USDC to businesses listed on the platform and trade positions on the secondary market, and supply USDC to cryptolending pools.

2. Risk

Loans may be repaid late or not at all. Collateral recovery can take time and may not cover outstanding amounts. Cryptolending rates are variable and withdrawals depend on available liquidity. Past performance is not indicative of future results.

3. Eligibility

You must be at least 18, pass identity verification, and not reside in a restricted jurisdiction.

4. Fees

Borrowers pay origination fees. Investors pay network fees on withdrawals and a 1% fee on secondary-market sales. 8LNDS swaps carry a 0.5% spread.